Michigan Schools and Government Credit Union | Diversity Employer

For more than 60 years, our members have been reaching their financial goals using the resources they gain through their membership with Michigan Schools and Government Credit Union (MSGCU).

As a not-for-profit financial institution, we return revenue to members by providing lower loan rates and higher savings rates. Our field of membership is broad and includes educational and government employees; students and alumni; retirees; and residents in the lower peninsula of Michigan.

A small group of school teachers in Macomb County founded MSGCU in 1954, then known as Macomb Schools and Government Credit Union. Over the years, offices have opened, branches have moved, and our membership has grown to more than 130,000. However, through it all, our focus has remained on providing the best financial services possible.

Values

At Michigan Schools and Government Credit Union, we pride ourselves on maintaining a culture that attracts, engages, develops and retains talented team members.

Our Values

Trust: Being Honest and Fair.
With such a strong emphasis on trust, we not only strive to provide fair and competitive offerings, but we act with integrity.

Engagement: Actively involved physically, mentally and emotionally.
We will give our members the attention that they deserve along with the right results.

Excellence: To be distinguishable by consistently exceeding expectations.
We take pride in all that we do, which is why we consistently receive high marks in overall satisfaction from our membership. We strive for 100% quality and accuracy no matter what...because our members not only expect it, but deserve it as well.

Relationships: We care about people.
The core principle of all credit unions is People Helping People. We take it one step further by showing our support for all our members and the communities in which we serve.

Financial Strength: Sustained Success.
MSGCU operates with sound financial principles. We, therefore, are able to provide the products and services members need to reach their financial goals.

Always Striving to Do Our Best

With the help of our talented team members, members, and surrounding communities, MSGCU was honored to be selected by the Michigan Credit Union League (MCUL) as a recipient of three prestigious awards:

Desjardins Adult Financial Education Award for providing a variety of workshops for adult members as well as one-to-one services to address financial matters.

Desjardins Youth Financial Education Award for our participation in a new Personal Finance Challenge competition for local high schools, Financial Reality Fairs, Money Smart Week and youth workshops.

Louise Herring Award for our support of local first responders through our Giving Back and Scholarship programs.

MSGCU has also received Bauer Financial’s highest rating, five stars, for financial institutions for more than 20 years. We consistently receive high rankings in our independently performed annual member survey. For the past 20 years, we received a 96% satisfaction rating.