US Underwriting Management Leader - Small Business

Job Title: US Underwriting Management Leader - Small Business

Division: Cyber Risks

Reports To: Head of Underwriting Management, Cyber Risks

Key Relationships: Head of Underwriting Management, Head of Global Cyber Digital Risks; Cyber Risks Leadership; Brokers; Underwriters; Claims; Cyber Services; Actuarial

Job Summary: Underwriting Manager with responsibility for all aspects of cyber underwriting management within our Small Business segment - including cyber, tech E&O, and MPL

Key Responsibilities:

• Lead underwriting management for Small Business within Cyber Risks regarding:

• • Underwriter Guidelines
  • Pricing
  • Risk selection tools
  • Training
  • Admitted rate plans
  • Data analytics
  • Digital trading systems
  • Underwriting exposure limits and sublimits

• Analyse product underwriting performance data such as quote/bind/referral/decline rates, and propose adjustments to portfolio management and risk selection to drive profitable growth.
• Work closely with the pricing actuary and Cyber Data Science and Analytics to monitor the portfolio and suggest corrective measures as required to enhance the profitability.
• Liaise with other Beazley central assurance teams - compliance, risk management, and internal audit; to ensure continuity of SME underwriting business plan delivery whilst effectively controlling and reporting enterprise risk.
• Support the Head of Global Cyber Digital Risks on implementing the SME strategy and roadmap
• Participant in media opportunities and thought leadership/marketing as required
• Participate in the cross functional team delivery model by contributing to Underwriting process design, digital technology delivery and development of operational support within the division.

Personal Specification:

We are seeking an individual with deep technical expertise across cyber, technology E&O, and MPL products, with strong grounding in portfolio management, coverage structures, compliance considerations, and pricing or actuarial approaches. The ideal candidate will bring hands-on underwriting or underwriting management experience, with a comprehensive understanding of underwriting philosophy, policy wording, and risk selection frameworks. The successful candidate will be comfortable operating in both manual and digital trading environments and will have experience designing, implementing, or enhancing underwriting processes, systems, and tools. An analytical mindset and the ability to interpret data to inform underwriting, pricing, and system decisions is essential to achieving profitable growth. We are looking for someone who combines commercial judgment with strong financial and operational awareness. Excellent communication skills-written and verbal-are critical, as the role requires regular interaction and influence across a broad range of seniority levels and functional areas. Experience developing, mentoring, or guiding underwriting teams will be valuable, alongside a proven ability to collaborate effectively, embrace change, and contribute to a culture of continuous improvement and innovation.

Skills and Abilities

* Excellent communication and influencing skills

* Strong analytical capability with high attention to detail

* Solid understanding of underwriting processes and risk selection

* Awareness of legislative, regulatory, and competitive market environments

* Strong business acumen and understanding of how underwriting interacts with other functions

* High proficiency in MS Office, with advanced Excel skills

* Ability to prioritise, manage time effectively, and meet deadlines

* Selfmotivated, with the ability to work independently and collaboratively

* Highly accurate and numerate

Knowledge and Experience

* Broad commercial and financial knowledge

* Extensive experience within the insurance industry

* Experience working with clients, brokers, or partners in a servicefocused capacity

Aptitude and Disposition

* Outcomefocused, proactive, and adaptable

* Professional, credible, and able to build trusted relationships

* Enthusiastic approach to teamwork and crossfunctional collaboration

Competencies

• Integrity
• Team building & working
• Customer focus
• Resilience
• Technical competence/expertise
• Business/financial acumen
• Active listening
• Developing people
• Achievement drive
• Analytical thinking
• Conceptual thinking

General

It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to:

• Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct.
• Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system.
• Display business ethics that uphold the interests of all our customers.
• Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.
• Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management.
• Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups.

Beazley:

Beazley is a specialist insurance company with over 30 years' experience helping people, communities, and businesses to manage risk all around the world. Our products are wide ranging from cyber & tech to marine, healthcare, financial institutions, and contingency, covering risks like the weather, film production or protection from deadly weapons.

We are a flexible and innovative employer offering a friendly, collaborative, diverseand inclusive work environment. We encourage applications from all backgrounds. We empower people to choose where to work given the work that needs to be done. Collaboration in office spaces is important but we do not mandate a set number of days in the office or from home - you decide what works best for you and the role you are in.

We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 1500 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We hire people with wide perspectives, and we have set bold diversity targets as we work towards excellence.