Payments Banking Relationship Manager IV

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

ESSENTIAL FUNCTIONS

• Maintain and update portfolio tracking reporting requirements. Review with Credit Administration on a regular basis. Ensure financials and other compliance related requirements are received in a timely manner.

• Review and Monitor Payments client's operational status. Complete ongoing operational review memos and report findings to Credit Administration and Payments team.

• Analyze and complete new and existing client ACH limit memos in support of new business initiatives.

• Work with Payments Banking team and Credit Administration to evaluate financial condition and operational environment for new prospect opportunities.

• Serve as secondary point of contact for existing client relationships. Develop relationships across the existing client portfolio for additional revenue opportunities.

• Perform industry analysis. Develop and maintain working knowledge of NACHA banking rules and regulations in regard to the electronic payments industry.

• Participate in client calls with Senior Payments Banker and Treasury Services Officer.

• Seek approvals for overdrafts and operating exposure as required.

• Support new client implementation requirements and coordinate with ACB Operations as required.

• Provide sales support for new Payments and Fintech business development efforts.

• Comply with the with Bank Secrecy Act, OFAC and USA PATRIOT Act including Customer Identification Program, customer due diligence, identifying high risk accounts, reporting suspicious activities to Supervisor or BSA Department.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

COMPETENCIES

• Proficient in use of PC software tools including Microsoft Office Suite

• Excellent oral and written communication and presentation skills

• Strong organizational skills, cross-functional communication skills and effective time management

Qualifications, Education, and Certification Requirements

• Education: Minimum of bachelor's degree in Finance, Accounting, Economics or other related field

• Experience: Minimum of two years commercial banking or related financial services experience (preferably in a portfolio management, treasury services, credit administration, auditing or underwriting role). Payments and technology industry experience a plus.

TRAINING REQUIREMENTS/CLASSES

• Required annual compliance training, New Employee Orientation

  PHYSICAL DEMANDS

  Must be able to effectively access and interpret information on computer screens, documents, and reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.

  WORK ENVIRONMENT

  This position is in a private office. The position is located inside a cooled and heated facility with ability to go to a break room or rest room during breaks.

Equal Opportunity Employer, including disabled/veterans.