Commercial Appraisal Review Officer

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

This is a full-time career opportunity that can be remote within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA.

Assists in the development and coordination of the corporate appraisal policy and appraisal review program for Fulton Financial Corporation, its subsidiaries and bank affiliates to ensure compliance with regulatory requirements. Guides all levels of management and affiliate bank staff relative to the risk management of complex real estate collateral to ensure protection in the matters of real estate evaluations. Performs an independent review of real estate appraisals of increased complexity for compliance with regulatory requirements and recommends action to achieve compliance for unacceptable appraisal reports. Assists management by researching and disseminating changes in the laws and regulations governing appraisal requirements throughout Fulton Financial Corporation.

Performs an independent review of real estate appraisals of increased complexity for compliance with regulatory requirements and recommends action to achieve compliance for unacceptable appraisal reports. Performing a detailed review of appraisals of increased complexity ordered on behalf of Fulton Financial Corporation or another acceptable financial institution. Ensuring that residential and commercial appraisals are completed in accordance with regulatory requirements and within bank policy. Proposing solutions to identified appraisal deficiencies. Working with account officers, relationship managers and senior credit officers on valuation issues and concerns.
• Assists in guiding all levels of management and affiliate bank staff relative to the risk management of complex real estate collateral to ensure protection of the bank's interests in the matters of real estate evaluations. Reviewing transaction information to understand the risk profile and determine the appropriate level of due diligence required to meeting regulatory and policy standards. Responding to inquires from affiliate bank staff involving corporate appraisal policy and compliance with laws and regulations. Reviewing the qualifications and sample reports of appraisers seeking to be added to the corporate approved appraiser list and recommending deleting those not meeting policy standards.
• Assists in the development and coordination of the corporate appraisal policy and appraisal review program for Fulton Financial Corporation, its subsidiaries and bank affiliates to ensure compliance with regulatory requirements. Providing guidance to each affiliate management for the process of appraisal ordering to comply with laws and regulations governing appraisal requirements. Developing tools for staff such as checklists and reference guides to staff in complying with the appraisal program requirements. Recommending training needs and participating in training sessions related to the appraisal policy and appraisal review program for Fulton Financial Corporation. Establishing lines of communication with professional appraisal resources to allow for discussion regarding the appraisal review process. Acting as mentor and providing training for other appraisal department staff.
• Responsible for special projects as assigned by management.

Bachelor's Degree or the equivalent experience. Specialty: Relevant degree pertaining to the essential duties of this role. (Required)

5 or more years Appraisal development and review. (Required)

State Certified General Real Estate Appraiser certification. (Required)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The salary range for this position is $79,100.00 - $131,800.00 annually.

Additional Compensation Components

This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.