BSA AML Enhanced Due Diligence Analyst

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company's achievement as well.

A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.

What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING companythat's built on these pillars?

What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.

Supervisory Responsibilities: None

Job Summary: The BSA/AML Analyst will be responsible for conducting high risk customer reviews, reviewing and decisioning customer due diligence alerts, monitoring compliance with prohibited accounts as defined by the bank and serving as a subject matter expert on the Enhanced Due Diligence program for the bank. This role must be able to work alone to drive personal and team results.

Essential Functions and Responsibilities:

• Use independent and professional judgment when reviewing alerts to verify if activity is reasonable or potentially suspicious. Document the research performed in a clear and concise manner.
• Responsible for using independent and professional judgment when determining if customer account activity is reasonable or potentially suspicious and be able to articulate the justification for the decision. Be able to make judgements when activity should be escalated to a Senior Enhanced Due Diligence Analyst or the appropriate manager.
• Utilize transaction monitoring, case management systems and open-source tools to conduct investigations.
• Identify higher risk customers through initial and ongoing due diligence reviews.
• Responsible for performing Enhanced Due Diligence (EDD) Review of high-risk customers. Document EDD review findings and examine with detail.
• Communicate with internal associates to gather information or documentation for customer reviews as needed.
• Serve as a subject matter expert to the department, lines of business, and customers concerning high-risk customers and procedures. Communicate effectively with all parties as needed.
• Responsible for submitting recommendations for closing account relationships to the appropriate manager or BSA Officer.
• Responsible for attending external training to increase knowledge to apply to the position. Complete all internal training within the required period.
• Perform other duties as assigned as it relates to BSA/AML, Enhanced Due Diligence or Customer Identification Program.

Other Duties May Include (on a regular basis):

• Complete Currency Transaction Reports (CTRs) for submission.
• Clear CTR Potentials in the AML monitoring system.
• Review entities for CTR exemption and complete the exemption process as needed.

Knowledge, Skills, and Abilities:

• Strong knowledge of the Bank Secrecy Act, USA PATRIOT Act and OFAC regulations.
• Critical thinker capable of working alone and self-motivated.
• Strong time management skills and ability to prioritize and organize assignments to meet deadlines.
• High degree of accuracy and attention to detail.
• Strong verbal and written communications skills.
• Windows and Excel proficiency.
• Strong knowledge of bank products and services.

Minimum Qualifications:

• Bachelor's Degree required.
• ACAMS certification preferred.
• 2+ years banking experience with a multi-billion-dollar financial institution, knowledge of BSA and EDD preferred.
• Experience with BSA/AML monitoring systems preferred.
• Ability to demonstrate the core values of Centier Bank and maintain a professional and positive attitude.
• Ability to work well alone, but cohesively within a team of specialized associates, with high integrity and ethics.

What do I do now?

• Apply with us!
• Refer this opening to others!

Disability Accommodation Statement
Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at 219-755-6160 or send us an email at hrcareers@centier.com.

Equal Opportunity Employer: Disability/Veteran
Centier Bankis proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.