Manager of Builder Finance Loan Support

Position Title: Manager of Builder Finance Loan Support

Business Unit: Operations

Reports to: Manager of Loan Operations

Position Overview:

This position is primarily responsible for managing the builder finance servicing functions for Loan Operations. The incumbent oversees the builder finance loan portfolios relative to builder finance servicing and processing and audit, compliance and regulatory requirements. The incumbent implements strategies to achieve goals developed for the department as part of the Loan Operations annual operating plan and ensures the department's compliance with operating policies and procedures and outside regulatory requirements.

Primary Responsibilities:

Organizes the work activities of the department and directly supervises assigned personnel. Leads, organizes, schedules and distributes work among assigned personnel to achieve established goals, keeps personnel informed of pertinent policies and procedures and creates an atmosphere in which upward communication from employees is encouraged.

Manages audit, compliance and regulatory findings within acceptable deadlines including developing and executing a management action plan for process changes to comply with identified risks through proactive risk mitigation.

Creates, maintains and communicates efficiently the systems and procedures for builder finance servicing. Provides a conduit for communication and resolution of loan procedural or systematic problems. Drives efficiency by applying process improvement methods to increase productivity and quality and to reduce waste and expenses.

Provides servicing support to the corporation. Meets with internal departments regularly to assess needs, discuss alternatives and determine direction.

Creates and revises loan system procedures to maximize efficiencies. Investigates developments in technology, software and systems that align with the corporation's strategic initiatives.

Leads loan product conversion efforts and assists in the Loan Operation integration of acquired banks.

Provides training to staff as appropriate. Manages all human resources responsibilities for the department and communicates with appropriate management and staff personnel to provide periodic reports.

Implements strategies to achieve goals assigned to the department as established in the Loan Operations annual operating plan, assists in the development of the annual budget for the department and adheres to budget parameters.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

5

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent management skills

Excellent organizational, analytical and interpersonal skills

Excellent communication skills, both written and verbal

Ability to work and multi-task in a fast paced environment

Ability to use general office equipment

Ability to use a personal computer and job-related software

MS Word - Intermediate Level

MS Excel - Intermediate Level

Loan documentation training or equivalent educational experience. Knowledge of loan documentation policies and related government regulations. Ability to make sound judgment to identify exception items.

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.