Vice President, Financial Products - Reimbursement Solutions

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

We're hiring a trailblazing Vice President of Financial Products to lead the design and launch of a unified financial experience for healthcare providers, sitting atop existing RCM systems and adjudication platforms. This role is about intelligently orchestrating reimbursement flows, and embedding financial services like real-time payments acceleration, patient financing, patient payments and working capital optimization within the provider ecosystem.

You will bridge healthcare and fintech with a platform-first approach - leveraging AI, financial services APIs, and scalable infrastructure to reimagine the way providers manage revenue, get paid, and serve their patients financially.

What You'll Do:

Build the Unifying Financial Layer
* Design products that integrate with RCM, EHR, and adjudication systems to surface consolidated financial insights for providers.
* Enable financial flows around pre-service estimation, post-adjudication transparency, and streamlined patient payments embedded within existing reimbursement infrastructure.

Embed Smart Financial Services
* Launch embedded finance tools like instant settlement, provider float, and dynamic risk-adjusted lending.
* Deploy AI-powered patient billing experiences, including pay-over-time, auto-adjusted payment plans, and upfront affordability assessments.

Productize Intelligence, Not Just Interfaces
* Layer AI-driven insights on top of provider data, from claims risk and payment timing predictions to denial avoidance strategies.
* Use LLMs and ML for structured data extraction, fraud detection, and proactive financial interventions.

Lead Strategy, Execution & External Partnerships
* Partner with Optum banks, fintechs, EMRs, and clearinghouses to stitch together a seamless payment ecosystem.
* Lead cross-functional pods of product managers, engineers, and data scientists to bring scalable, compliant solutions to life.

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:
* Bachelor's degree in business, engineering, computer science, or related field of study
* 10+ years experience across fintech, AI platforms, or healthtech with proven 01 product leadership
* Scaled financial or healthcare products in highly regulated environments (e.g., consumer payments, banking, healthcare)
* Experienced in platform infrastructure and integrations, not just point solutions
* Fluency in RCM workflows and financial pain points across ambulatory and institutional settings
* Entrepreneurial mindset; thrives at the intersection of tech, business, and regulation
* Deep expertise in AI-powered decisioning, fraud detection, observability, or credit systems

Preferred Qualifications:
* MBA or advanced technical degree
* Hands-on product development experience, building products in the fast growing Fintech industry.
* Candidates based in the following locations - Washington DC, Eden Prairie, MN, Raleigh, NC, San Diego, CA, or Los Angeles, CA.

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

For all hires within 30 minutes of an office in Minnesota or Washington, D.C., you'll be required to work a minimum of four days per week in-office.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $196,600 to $337,100 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.