Paid Loan Collateral Specialist II

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

This is a full-time, onsite career opportunity based out of our location in Lebanon, PA

The primary responsibility to this position is to execute collateral satisfaction procedures for Consumer and Residential Mortgage loans that have been paid-in-full. In accordance with established processes and procedures, the incumbent reviews and prepares associated loan and collateral satisfaction documentation and provides it to borrowers and other external stakeholders. The position works under strictly regulated time requirements and will access and edit information on multiple systems. The Level II Specialist may complete assignments of a higher degree of scope or complexity, including Commercial Loans and will advise junior staff.

Review and compare collateral documents and records on core and tracking systems for satisfied loans, verified paid status, research and resolve minor discrepancies, engage internal and external stakeholders, escalate more complex issues to senior staff or manager
• Process lien satisfactions, including mortgages/deeds of trust, assignments, vehicle titles (electronic or sign-off on hard copy), cancelling guarantees, terminating UCC financing statements within respective systems, promptly respond to unexpected requests, ensure time requirements are met
• Prepare and furnish collateral satisfaction documents to borrowers and other external stakeholders, assemble, record and distribute related payoff and collateral packages, including borrower refunds
• Monitor, train and mentor junior staff, assist with system upgrades, installations and testing, review, edit and maintain departmental operating procedures

High School Diploma or equivalent. (Required)

3 or more years Lending practice or documents. (Required)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The hourly rate for this position is $17.25 - $23.03.

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.