Fair Lending Compliance Analyst

When you join the Members 1st team, you become part of something much bigger than a credit union. You become part of our faM1ly a tight-knit bunch with big dreams and even bigger values. It is an exciting time for us as we continue to grow, and we hope that you will choose to grow along with us. Wanting the absolute best for our associates means more than just competitive pay. It means fantastic healthcare, paid benefits, opportunities for professional advancement and work-life balance - and best of all, a place where you are accepted and respected for your individuality.

The Fair Lending Compliance Analyst is responsible for maintaining an effective Fair Lending Program to ensure that the Credit Union remains compliant with all Fair Lending laws and regulations. The Fair Lending Compliance Analyst will implement, administer, and coordinate all aspects of the Credit Union's Fair Lending program under the direction of the Assistant Vice President/Assistant General Counsel.

The Fair Lending Compliance Analyst will draft and/or revise fair lending related policies and procedures, guidelines, standards, forms as necessary to ensure a strong Fair Lending Program for the Credit Union, subject to the review and approval of Supervisor. The role will develop, participate in, and train associates on fair lending laws and policies and procedures. The role will monitor and review the Credit Union's lending portfolios to include comparative file review and exception reporting and to help ensure compliance with fair lending laws. Specifically, the Fair Lending Compliance Analyst will schedule and perform periodic fair lending reviews to identify areas of concern for fair lending violations, propose solutions to Supervisor to mitigate the risk, implement risk mitigation solutions as directed and maintain adequate work papers. The role will assist in the coordination of third-party reviews to include preparation, providing access to data and/or information to allow for successful completion, follow-up on identified issues, and propose written responses to any finding(s) subject to review and approval by Supervisor. The Fair Lending Compliance Analyst will gather fair lending related complaints by members and report to Supervisor any trends requiring further action. The role will perform other duties as assigned by Supervisor to include review of marketing materials, disclosures, and other product related forms, respond to inquiries by business units, and participate in new product development. With limited authority, the role will monitor changes in fair lending laws and regulations and make recommendations on how to implement the changes.

SKILLS
* Excellent interpersonal, communication and presentation skills, with the ability to develop professional relationships to meet organizational strategic objectives
* Displays knowledge of and a pragmatic understanding of consumer compliance statutes and regulations, especially those relating to fair lending (i.e., the Home Mortgage Disclosure Act, Fair Housing Act and Equal Credit Opportunity Act), and guidance provided by regulators
* Proficiency in performing targeted compliance testing for Fair Lending and HMDA reviews
* Strong analytical, problem solving, organizational and time management skills
* Strong working knowledge or ability to learn Credit Union programs and lending department's respective loan operating systems
* Self-starter, able to take responsibility and work independently
* General knowledge and experience with compliance programs and specific knowledge of software used to analyze fair lending trends and specific experience using data to create studies
* Ability to recognize trends and advise on policy and procedure changes

COMPETENCIES
* Effective knowledge
* Accountability and self-management
* Teamwork and leadership
* Communication
* Innovation and problem-solving

WORKING CONDITIONS/PHYSICAL DEMANDS
* Ability to communicate effectively in English, both orally and in writing
* Visually able to perform activities such as preparing and analyzing data and figures, viewing a computer terminal, and extensive reading
* Ability to sit for extended time periods
* Sufficient manual skill for operation of PC keyboard and other standard office equipment
* Ability to travel, including occasional overnight travel
* Ability to exert minimum amounts of force occasionally to lift, carry, push, pull or move objects

#IND100

5-8 years of related experience

At Members 1st, we look for individuals who will show up as their whole self because we value diversity, inclusion, and belonging, as well as people who believe in the philosophy of, WE>me. To be sure you align with our company mission, vision, values and culture reference the information below.

Company Culture is at Our Core

If there is one concept, we want you to understand about us, it is this. WE. It is a simple little word but means everything here. We think as one. One faM1ly. One community. One place where everyone belongings. Everything we do is in the best interest of all of us.

What WE Believe

Our Missions: WE serve our members, associates, and communities through support, empowerment, and meaningful relationships.

Our Vision: WE are growing our faM1ly by delivering everything they need to live well financially, through all life's moments and milestones.

Our Values: WE deliver unparalleled experiences through a culture of WE. WE > me. WE are servant leaders- at work and in the communities we serve. WE are financially safe and sound stewards of members dollars. WE are faM1ly.

Company Perks: Quick Reference

*Competitive compensation with career growth opportunities, job security, annual increases and bonus potential

*Nationally recognized 401K with up to 10% company match that helps you prepare for your future

*A multitude of benefits and incentives to stay mentally and physically healthy

*Associate Tuition Assistance - WE may help cover the cost for your continuing education courses or degree

*Affordable cost sharing arrangement for three different medical plans, dental plan and vision plan

*11 paid holidays and plenty of paid time off for life, vacations, staycations, and rest

*WE commit to providing a healthy work/life balance - to support all the other parts of life that are important to you

*WE cover visits to our confidential Employee Assistant Program for many difficult situations that life may throw your way

*With faM1ly always in our forefront, we offer Paid Parental Leave (for both mothers and fathers) to help support your time off to bond with your new child

*Make an impact through volunteering with one of our local charities or enjoy networking with our members at a local community event

*WE provide a strong commitment to our associates with our dedication to providing professional development, leadership training & coaching opportunities

*Opportunities to plan events, enhance recognition programs, network, and connect with other associates (both virtually and in-person) by joining or leading one of our four established Associate Resources Groups (ARGs)

*Women in Leadership

*Diversity, Inclusion and Belonging

*Care Connections

*PEER (Peer Experience, Engagement and Recognition)

*Mandatory fun? Yes, please. Enjoy team building, special events, and our faM1ly atmosphere

Join a company that grows with you - personally and professionally

Members 1st provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.