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Position: Credit Analyst |
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Job Id: 792 |
# of Openings: 1 |
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Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees. Telhio now serves over 70,000 member-owners throughout central and southwest Ohio. As one of the largest credit unions in Ohio, Telhio is a strong financial institution that continues to serve its members through extraordinary service, innovative financial solutions and community involvement. After generations of service and growth, we never lose focus of our three core values - Caring, Commitment, and Integrity.
Position Summary:
The Credit Analyst evaluates the credit worthiness of businesses and determines their ability to repay loans and lines of credit, including those used to purchase equipment, real estate and other goods. Their responsibilities include developing financial profiles and investigating credit histories. The Credit Analyst will also conduct a cash flow analysis determining how much cash and liquid asset a business has on hand with how much it owes. This position also prepares the loan material for presentation to the Business Loan Committee.
What you will do:
What you will need:
- Bachelor's Degree Required
- 1-3 years Credit Analyst experience in Commercial Lending Required
- Ability to read and understand bank, financial statement and tax return documents
- Strong math and analytical skills
- Good decision making skills
- Effective communication skills (oral and written)
What you will earn:
- Competitive pay
- Benefits: several medical plan options, dental, free vision, free life and free disability insurance
- Additional financial incentive programs for employees enrolled in our insurance
- 6% matching and immediately vested 401(k) plan
- Generous schedule for paid holidays, vacation and personal time for a healthy work-life balance
- Opportunity for personal career growth, continued education and mentorship programs
- Volunteer opportunities impacting the local community
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, you will need to have good manual dexterity as well as speaking and hearing ability. This position requires sitting; some reaching; frequent standing and walking; some stooping or kneeling. The employee must occasionally lift and move up to 50 pounds. It is expected that the employee will read, compile, compute and record numerical and statistical data.
This is a Non-Collective Bargaining Unit.
Telhio is an Equal Opportunity Employer.
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